Spectra Health Mutual Insurance Scheme is incorporated as a Company Limited by Guarantee under the Companies Act 2019, Act 992 and also registered as a Private Mutual Health Insurance Scheme under the National Health Insurance Act 2012 (Act 852)

Spectra Health Mutual Insurance exists to channel all efforts towards providing a vehicle for members to access quality health care from NHIS credentialed Health Service Providers in Ghana

We undertake sustainable operations to register and retain members of Spectra Health Association and serve them with varied membership groups and product portfolios including Scan plan, NHIS top-up plan, and Royal family plan.

Our marketing plans and activities are designed to make our brand and products a household ‘ringtone’ for Health Insurance in Ghana and Spectra Mutual shall be the first choice for Private Health Insurance for the members of Spectra Health Association in Ghana. Through our membership registration systems, we make it easier for registration and renewal of membership by our prospective and active members through the Spectra Health Association