Company Overview

Spectra Health Mutual Insurance Scheme is incorporated as a Company Limited by Guarantee under the Companies Act 2019, Act 992 and also registered as a Private Mutual Health Insurance Scheme under the National Health Insurance Act 2012 (Act 852)


Spectra Health Mutual Insurance exists to channel all efforts towards providing a vehicle for members to access quality health care from NHIS credentialed Health Service Providers in Ghana


We undertake sustainable operations to register and retain members of Spectra Health Association and serve them with varied membership groups and product portfolios including Scan plan, NHIS top-up plan, and Royal family plan.

Excellence

We commit to and deliver optimal and superior service results to all our Members and Stakeholders.

Integrity

We accomplish the right goals with transparent motives to demonstrate our commitment.

Reliability

Our Members can trust and depend on us for all their insured health problems.

Loyalty

We commit to constantly support our members with our premium services at all times.

Innovation

We lead the most important changes in what we do, responsive to changing needs, and create extra value for our members.

Health Service Point (HSP)

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